Finances.

This weeks theme in chapel is finances. Lady was talking about all the great things with money and how credit score isn’t really as important as saving money, but it brought up the issue that I have been thinking about. Well it didn’t address it, just made me think about it. I have a job here at school and so I actually have money in my bank account for the first time. I have been saving pretty well (though I could cut down on a little spending, especially in the food department), and feel that the money is just sitting there doing nothing. On the one side I know that eventually I’ll need to buy a car I suppose… and there could be emergencies… but I feel I could be helping somebody, putting it to a good cause. I don’t want to live my life continually building financially security always saying that it could be needed later. As an engineering student I kind of expect that a fair amount of money will fall into my lap (well I know I’ll work for it…) and I want to continue to live frugally, but will I just save and save and never give? I know that 10% is good, but I feel once I have more I should be able to handle more than that (but once I have kids, who knows how much they’ll cost).